| Company | Features | Minimum | Rating | Action |
|---|---|---|---|---|
Goldco
|
|
$25,000 |
4.8/5 |
|
|
Augusta Precious Metals
|
|
$50,000 |
4.9/5 |
|
Birch Gold Group
|
|
$5,000 |
4.6/5 |
|
Noble Gold
|
|
$20,000 |
4.7/5 |
|
American Hartford Gold
|
|
$10,000 |
4.7/5 |
Goldco, founded in 2006, focuses on gold and silver IRA rollovers. It lists a $25,000 minimum, a 10% complimentary silver bonus for qualifying accounts and a guaranteed buyback program.
Get Free KitConsumer-protection ratings for Goldco at a glance:
| Platform | Rating | Reviews | Complaints |
|---|---|---|---|
| Better Business Bureau (BBB) | A+ | 1,110 | 19 complaints closed |
| Business Consumer Alliance | AAA | 1 | None |
| TrustPilot | 4.8/5 | 1,544 | 25 (1-star) |
| Consumer Affairs | 4.8/5 | 1,687 | 12 (1-star) |
Specialists at Goldco offer individual guidance and steer clear of pressure tactics. The team starts by listening to your goals and then builds a solution around your retirement strategy.
On the website you will find plain-English resources, from beginner guides to the basics of IRA eligibility, to support an informed choice.
If your circumstances change, Goldco's strong buyback policy lets you convert eligible metals back to cash at competitive rates.
Goldco's setup steps name 401(k), 403(b), TSP and existing-IRA rollovers and say the team coordinates with your current custodian. Three terms matter.
Goldco lists a 10% complimentary silver bonus for qualifying accounts and a guaranteed buyback program. Read both line by line.
The cons list notes that detailed pricing often requires speaking with a representative. Before you commit, ask for a written schedule of the setup fee, the custodian's annual fee, the depository's annual storage fee and the insurance terms.
Segregated storage keeps your own coins and bars apart. Commingled storage pools them with other clients' metals of the same type, and it generally costs less. Ask for a quote on both.
Goldco lists the second-highest overall rating (4.8) after Augusta (4.9) and the largest review counts in the data: 1,110 on the BBB and 1,544 on Trustpilot. Its $25,000 minimum sits above the $5,000 of Birch Gold Group and the $10,000 of American Hartford Gold and below the $50,000 of Augusta. Investors with under $25,000 should look at Birch, American Hartford Gold or Noble Gold, which list lower minimums.
Begin by creating your gold IRA account. Paperwork is completed with help from the Goldco team, who also give you updates along the way.
Money can be rolled over from plans such as a 401(k), 403(b), TSP or an IRA you already own. Goldco coordinates directly with your current custodian.
Choose from IRA-approved gold, silver, platinum, or palladium. You get options from advisors that fit your goals, minus the hard sell.
After you buy, your custodian confirms that the metals are in depository storage. You'll receive full documentation of your holdings.
Request the free kit, then ask Goldco for its written fee schedule.
Get Your Free Gold IRA Kit"We've worked with Goldco for a couple of years and the team has been consistently thorough, patient, and professional."
"This was my second purchase through Goldco, and the smooth first experience made it an easy decision to come back."
"High-touch service and quick responses every time. I've completed multiple transactions with professionalism."
Compare the written fee schedules of at least two companies before you fund an account.
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